Landlords

Renting out a holiday home – rules, taxes and how to set the right rent

A holiday home or vacation home can be a valuable asset. At the same time, many holiday homes remain empty for large parts of the year while still generating ongoing costs for their owners.

By renting out your holiday home when you’re not using it, you can earn extra income while making good use of your home. In this guide, we’ll explain the rules that apply when renting out a holiday home, how to set the right rent, and what to consider to create a safe and successful rental.

Thinking about renting out your holiday home? Create a free listing on Samtrygg and get started today.

How much rent can you charge for a holiday home?

Sweden’s Private Residential Lettings Act applies when renting out up to two privately owned homes, which means that holiday homes are generally covered by these rules when rented out by private individuals.

There is no fixed formula for calculating the rent. Instead, landlords have greater freedom to set the rent based on market demand, the holiday home’s location, standard and other characteristics.

Factors that often affect the rental price include:

• Geographic location
• Proximity to beaches, nature or ski resorts
• Size and number of beds
• Standard and condition
• Furnishing
• Amenities such as a sauna, private jetty or parking
• Seasonal demand

At the same time, there is still protection against significantly excessive rent, meaning that the rent should be reasonable in relation to the holiday home and the current market conditions.

Get help finding the right rent

Since 2013, Samtrygg has helped thousands of landlords rent out their homes. Using statistics from completed rentals and our Rent Calculator, you can get an estimate of a reasonable rental price for your holiday home.

Try Samtrygg’s Rent Calculator and see how much you could rent out your holiday home for.

Taxes when renting out a holiday home

Rental income from your holiday home may be taxable. However, you may also be entitled to claim a standard deduction and other deductions, meaning that you may not have to pay tax on your entire rental income. How much of your rental income is taxable depends on your individual circumstances and the nature of the rental.

We therefore recommend that you always check the latest information from the Swedish Tax Agency before declaring your rental income.

Insurance when renting out a holiday home

Before renting out your holiday home, you should check what is covered by your existing insurance policy.

Many home, house and holiday home insurance policies also provide cover during a rental period, but the terms vary between insurance providers. It is therefore important to contact your insurance company before the rental begins.

When you rent out through Samtrygg, your rental is also covered by our Rental Insurance, which complements your existing insurance and provides additional protection throughout the rental period.

Set clear rules from the beginning

Clear expectations reduce the risk of misunderstandings and conflicts.

It is therefore a good idea to inform your tenant about:

• Cleaning
• Waste disposal
• Pets
• Smoking
• Visitors
• Noise levels
• How equipment and furnishings may be used

The most important terms should be included in the tenancy agreement, while other house rules can be communicated separately.

Document the condition of your holiday home

As with any rental, it is a good idea to document the condition of your holiday home before the tenant moves in.

By preparing:

• An inventory list
• A property inspection report
• A key handover receipt
• Photographic documentation

it becomes much easier to avoid disputes about damage or missing items after the rental period.

When you rent out through Samtrygg, all the necessary documentation is available as part of the rental process.

Why many landlords choose Samtrygg

Renting out a holiday home involves more than simply publishing a listing. You need to find the right tenant, manage the tenancy agreement and ensure that the rent is paid as agreed.

When you rent out through Samtrygg, you benefit from:

• Exposure to thousands of home seekers
• Tenant screening and verification
• Legally drafted tenancy agreements
• A rent guarantee for up to 12 months
• Rental insurance
• Personal support throughout the entire rental process

Frequently asked questions about renting out a holiday home

Do I need permission to rent out my holiday home?

No. If you own your holiday home, you generally do not need permission to rent it out.

How much rent can I charge for a holiday home?

When renting out a holiday home, you have considerable freedom to set the rent based on market demand. At the same time, there is protection against significantly excessive rent, meaning that the rent should be reasonable in relation to the holiday home and the market.

Do I have to pay tax on my rental income?

Rental income from a holiday home may be taxable, but in many cases you can claim a standard deduction and other deductions. Always check the latest information from the Swedish Tax Agency before declaring your rental income.

Do I need special insurance when renting out my holiday home?

Always check what is covered by your existing insurance before the rental begins. When you rent out through Samtrygg, your rental is also covered by our complementary Rental Insurance.

How can Samtrygg help me?

Samtrygg supports you throughout the entire rental process—from setting the right rent and marketing your home to tenant screening, legally drafted tenancy agreements, a rent guarantee and rental insurance.

Summary

Renting out a holiday home can be an easy way to generate extra income from a home that would otherwise remain empty for part of the year. By setting the right rent, ensuring you have the right insurance cover and using clear tenancy agreements, you create the best conditions for a safe and successful rental.

Create a free listing on Samtrygg and start renting out your holiday home today.

Last updated 8 July 2026.